It changes daily and is calculated at the end of the trading day.To get the NAVps, the net of the fund’s total assets minus its liabilities is divided to the number of outstanding shares.The NAVps of a mutual fund is based on the current market price of the fund’s assets and liabilities. What is your average net worth for the last 2 years? Available Products for Aggressive Investors: Message: Undefined index: media_description. The ALFM Growth Fund was incorporated on November 26, 2007 and is classified under the equity fund segment of the mutual fund industry. What is a mutual fund and why should I invest in it? alfmmutualfunds.com is 1 decade 1 year old. For this purpose, I agree to indemnify and hold BPI Investment Management, Inc. free and harmless from any and all claims, liabilities, damages, suits or causes of action of whatever nature, now or hereafter arising from or in connection with the foregoing authorization. What do you want to achieve from your investment? ALFM Global Multi-Asset Income Fund, Inc. is an open-end mutual fund incorporated in Philippines. He or she allocates the fund’s assets and tries to produce capital gains or income for the mutual fund investors. He is willing to take negative fluctuations in return including possible loss of initial investment. He was also a Board member of Watson Wyatt & Co. from 2000 to 2003. He obtained his M.B.A. degree in 1976 from the University of the Philippines (Diliman). I do not need to draw regular income from my investments nor do I see the immediate need to use any portion of the principal in the short term. He is also a member of its Senior Management Committee. Investments, therefore, in Mutual Funds are valued at their prevailing market performance. The valuation used is called Marked-to-market. Privilege is offered From December 14 to December 31, 2017. 75% of the 91-day Philippine Treasury Bill (net of tax) plus 25% BPI Philippine Government Bond 1-5 Year Index. For this purpose, I agree to indemnify and hold BPI Investment Management, Inc. free and harmless from any and all claims, liabilities, damages, suits or causes of action of whatever nature, now or hereafter arising from or in connection with the foregoing authorization. 5. If ever you do not meet the Risk Profile needed, you may update your Risk Profile by going to Investments > Risk Profile. Fund Manager Jose Mari Valmayor discusses opportunities for investing in bond funds. Copyright 2015 © BPI Investment Management Inc. For further inquiries, kindly contact us at: E-mail address: bpi_investment@bpi.com.ph Trunkline: 580-0900, For further inquiries, kindly contact us at: *ALFM Online Investment Account Applications are only available to single savings/current accounts of BPI and BPI Family. Mutual Funds are NOT deposit products and are not obligations of, or guaranteed, or insured by the Fund Managers, and are not insured by the Philippine Deposit Insurance Corporation (PDIC). B. 2. The Regular Subscription Plan is an investment program that allows you to nominate a regular contribution amount for the purchase of shares for your Mutual Fund account on a periodic basis, either on a monthly or quarterly basis. I am willing to take minimal risks on my principal investments, and I accept equally minimal returns. ALFM Mutual Funds allows you to diversity at a low cost. The ALFM Money Market Fund was incorporated on October 19, 2009 as an alternative investment outlet for short term placements. Get instant access to a free live streaming chart of the Alfm Money Market Fund fund. He serves on the boards of the Foundation for Economic Freedom, Manila Polo Club and Ateneo Scholarship Foundation. Historical performance, when presented, is purely for reference purposes and is not a guarantee of future results. Privilege is offered From December 14 to December 31, 2017. The Fund shall invest at least 90% of its net assets in equity securities under normal market conditions. To achieve significant growth or capital appreciation over the medium to long term period. Growth and earning the highest returns are the main concerns of this investor. 8. He transformed Watson Wyatt Philippines into one of its most successful country offices during his nine (9) year tenure as Managing Director. Sounds great! Moderately aggressive investors want to increase the value of their portfolios while protecting their assets from the risk of minor losses. Once opened, you may visit any BPI/BPI Family Savings Branch to transact (Subscription/Redemption). An investor who seeks a balance between growth in capital and income and who is willing to take negative fluctuations in returns. The Fund Manager then uses the accumulated asset base to buy securities in accordance with the Fund’s investment objectives. This was how I learned about BPI’s various mutual funds. Investors can create their own diversified investment portfolio by investing in several funds with varying amounts depending on their tolerance for investment risk. When you invest in a mutual fund, you get instant diversification for your cash. He previously served as President of the Investment Company Association of the Philippines (ICAP) in 2003, 2004, and 2006 and Chairman of the Board of the Philippine Investment Funds Association (PIFA), formerly ICAP, from 2008 to 2012-2013. The Fund aims to achieve capital preservation through a steady stream of income by investing in a diversified portfolio of fixed income instruments issued by foreign and local entities, such as but not limited to, US dollar-denominated government securities, corporate notes and bonds, and fixed income funds. 75% Philippines 30-day Special Savings Rate (net of tax) plus 25% BPI Philippine Government Money Market Index. Learn about the fund's agencies rating and risk rating, transparent information about the fund's management personal, policies of invested allocation and diversification, past performance. When I invested in ALFM Growth Fund last year, there is a website exclusively for ALFM Mutual Funds (www.alfm.com.ph) but it is already inactive as of now. He dislikes risk and would settle for lower but fixed returns. His overriding concern is to protect principal amount of investments and earn a steady stream of interest income. Step 2: Fill out the Client Information Sheet. The Fund is the only mutual fund in the country which gives a free group term life insurance coverage of PhP200,000.00* to each eligible primary individual investor. It has a global traffic rank of #3,703,154 in the world. As a shareholder, you will get equal shares in the gains or losses of the fund. For BPI Account Holders, please visit any BPI Branch to transact your Subscriptions/Redemptions. 90% Philippine Stock Exchange index (PSEi) plus 10% return of the 91-day Teasury Bill, Philippine Stock Exchange Composite Index (PSEi), ALFM Dollar Bond Fund or ALFM Euro Bond Fund, View the composition of his ALFM investment portfolio, View the market value of his ALFM investment, Enter Subscription Payment / Redemption Orders, Monitor the details and status of a transaction order, View the transaction history as far back as 180 days, 1st Place: 1 year return, Money Market Fund Category, 1st Place: 3 year return, Money Market Fund Category, 1st Place: 5 year return, Money Market FUnd Category, 2nd Place: 3 year return, Bond Fund Category - Foreign Currency Denominated, 3rd Place: 10 year return, Bond Fund Category - Foreign Currency Denominated, 3rd Place: 1 year return, Equity Fund Category, 3rd Place: 3 year return, Equity Fund Category, 3rd Place: 10 year return, Equity Fund Category. 7. For this purpose, I agree to indemnify and hold BPI Investment Management, Inc. free and harmless from any and all claims, liabilities, damages, suits or causes of action of whatever nature, now or hereafter arising from or in connection with the foregoing authorization. 6. He founded HRMall, a subsidiary of Ayala Corp. and currently is its President. I have other sources of liquidity and do not see a real need to use funds for the next 5 to 10 years. I have an extensive experience in investing and have a broad understanding of the domestic and global capital markets in general. He previously served as Vice President and head of many of BPI's divisions, including AMTG Retail Trust Division, AMTG Portfolio Management Division, Securities Distribution Group’s Retail Funds Distribution, and Private Banking Unit. What’s more, mutual funds require only a minimal investment and the gains you get are tax-exempt. A Mutual Fund is an open end investment company registered with the Securities andExchange Commission (SEC) in which the investible cash of numerous investors are pooled in a specific fund ("fund") with the aim of achieving a specific investment objective. Philippine Stock Exchange Composite Index (PSEi). Mr. Legasto has served as Governor of the Philippine Stock Exchange, was an incorporator of the Philippine Central Depository (PCD) in the mid 90’s and served as President of the Trust Officers Association of the Philippines in 1998. Answer: Mutual funds are investment opportunities that give you better returns compared to a bank’s time deposit. Moderately conservative investors usually have to settle for modest investment growth which might make it difficult to meet long-term goals. If the value of your portfolio decreased by 20% in one year, how would you react? I have other sources of liquidity and do not see a real need to use funds for the next 10 years. The NAVps is the current price of a mutual fund share. I will be very concerned and will find safer investment outlets, which are not necessarily cash. How do I gain from investing in Mutual Funds? He graduated from the Ateneo de Manila University with an A.B. II. The Fund aims to achieve long-term capital appreciation. I am not willing to take any risks on my principal investments and I accept steady and minimal return. To date, the ALFM Mutual Funds have the largest market share in the mutual funds industry in the Philippines. 90% Philippine Stock Exchange index (PSEi) plus 10% return of the 91-day Teasury Bill, Philippine Stock Exchange Composite Index (PSEi), ALFM Dollar Bond Fund or ALFM Euro Bond Fund, View the composition of his ALFM investment portfolio, View the market value of his ALFM investment, Enter Subscription Payment / Redemption Orders, Monitor the details and status of a transaction order, View the transaction history as far back as 180 days, 1st Place: 1 year return, Money Market Fund Category, 1st Place: 3 year return, Money Market Fund Category, 1st Place: 5 year return, Money Market FUnd Category, 2nd Place: 3 year return, Bond Fund Category - Foreign Currency Denominated, 3rd Place: 10 year return, Bond Fund Category - Foreign Currency Denominated, 3rd Place: 1 year return, Equity Fund Category, 3rd Place: 3 year return, Equity Fund Category, 3rd Place: 10 year return, Equity Fund Category. When and how often do you plan to cash in on your investments? She also attended the Financial Management Program of the Stanford University in 1991. He completed the Watson Wyatt Leadership Development Program at Harvard Business School, Boston, Massachusetts, in 1995. A fund manager manages mutual funds for investors. I need to draw regular income from my investments and may use a portion of the principal in the short term. Minimal. For BPI Family Savings Account Holders, please visit any BPI Family Savings Branch to transact your Subscriptions/Redemptions. GO TO. What is the NAVps? Thus, joint accounts and BPI Direct accounts cannot be nominated as a settlement account. ALFM Mutual Funds have six different fund types that meet various investment objectives. The Fund Manager then uses the accumulated asset base to buy securities in accordance with the Fund’s investment objectives. How do I open an ALFM Mutual Fund Account? High. For further inquiries, kindly contact us at: E-mail address: bpi_investment@bpi.com.ph Trunkline: 580-0900, For further inquiries, kindly contact us at: An investor, therefore, enjoys the benefits of instant diversification in different asset classes and in different currencies. The Fund isNOT a DEPOSIT product and is not an obligation of, or guaranteed, or insured by the FundManager, and is not insured by the Philippine Deposit Insurance Corporation (PDIC). 74 K J’aime. This is not a deposit product. ALFM Mutual Funds consists of six (6) funds, each having an own investment objective to suit and meet the needs of investors. The Fund was created as an index tracker fund of the Philippine Stock Exchange Composite Index (PSEi). The chart is intuitive yet powerful, offering users multiple chart types including area, lines, bars and Heiken Ashi. I do not need to draw regular income from my investments nor do I see the immediate need to use any portion of the principal in the short term. The Fund isNOT a DEPOSIT product and is not an obligation of, or guaranteed, or insured by the FundManager, and is not insured by the Philippine Deposit Insurance Corporation (PDIC). 90% Philippine Stock Exchange Index10% 91-day Philippine T-Bill. To date, it is the only index tracker mutual fund that fully replicates the PSEi. The Regular Subscription Plan is an investment program that allows you to nominate a regular contribution amount for the purchase of shares for your Mutual Fund account on a periodic basis, either on a monthly or quarterly basis. Available Products for Modetately Conservative Investors: The portfolio seeks to achieve balance between generating steady income and growth in capital. He has been the Chairman of ALFM Peso Bond Fund, Inc. from 2003 to present, ALFM Dollar Bond Fund, Inc. from 2003 to present, ALFM Euro Bond Fund, Inc. from 2005 to present, ALFM Growth Fund, Inc. from 2007 to present, and ALFM Money Market Fund, Inc. from 2009 to present, and Philippine Stock Index Fund Corp. since 2007. Check out www.alfmmutualfunds.com or send us … Once filled-out, kindly print, completely sign the ONLINE INVESTMENT ACCOUNT APPLICATION form, together with your valid government-issued ID and FATCA FORM. Medium. I have other sources of liquidity and do not see a real need to use funds for the next 10 years. He was named a TOYM awardee for Investment Banking in 1999. An investor may begin accumulating wealth for his future requirements by enrolling his ALFM investment account in the Regular Subscription Plan. 75% 91-day Philippine T-Bill, net of tax25% BPI Philippine Government 1-5 Year Index. In 2005, he was elected President of the Management Association of the Philippines. The Fund aims to track the performance of the Philippine Stock Exchange Composite Index (PSEi). Answer: Just like the old saying “don’t put all your eggs in one basket,” diversity is important so that you take less risk for your finances. For Joint Accounts and/or Non-BPI Express Online Users:A. : 506-0889, 975-6457, 506-0913. test. Because the funds are invested in a mixture of these instruments, they have the ability to give out higher returns than normal savings accounts or time deposits. For Joint Accounts and/or Non-BPI Express Online Users:A. He accomplished the requirements of the American Compensation Association’s Certified Compensation Profession (CCP) Program in 1989. And for the past years, I have been loyal to ALFM Mutual Funds since Im satisfied on my returns and how BPI managed its funds. It measures the fair market value of the fund’s assets and liabilities providing a realistic appraisal of the mutual fund company’s current financial situation. *ALFM Online Investment Account Applications are only available to single savings/current accounts of BPI and BPI Family. 4. An investor who, when faced with two investments with a similar expected return (but different risks), will prefer the one with lower risk. What portion of your investment can be placed in medium or long term investments, i.e., more than 3 years? BPI Investment Management, Inc. is the fund manager of the ALFM Mutual Funds, while BPI Asset Management serves as the investment advisor. HR Mall is the Ayala Group’s shared services center and is now a full fledged business process outsourcing (BPO) company specializing in human resource services. Answer: Your investment can be tracked via the Net Asset Value per share (NAVps). Sounds great! The ALFM Global Multi-Asset Income Fund aims to provide a stable str... eam of dividends and generate long-term capital growth. Moderately conservative investors usually have to settle for modest investment growth which might make it difficult to meet long-term goals. In 2008, Mr. Orbeta’s program “Reinventing HR at Ayala” was awarded the People Program of the Year by the People Management Association of the Philippines (PMAP). The various ALFM Funds allow clients to diversify and to spread risks across different asset classes and multi-currencies. ALFM Mutual Funds pools the money of numerous investors in order to provide them with instant diversification and asset allocation without the high costs needed to create individual portfolios. He is willing to take negative fluctuations in return including possible loss of initial investment. How do I open an ALFM Mutual Fund Account? You can buy shares at any BPI or BPI Family Savings Bank branches throughout the country. The ALFM Money Market Fund is best suited to investors with a conservative risk profile, or investors who are looking for short term investment outlets where they could temporarily park their investible funds. He was assigned in BPI International Finance Ltd. (HK) as Head of Investment Management Division and in BPI Capital Corporation – Corporate Finance Group as Vice President and Head of Syndications and Underwriting. I am prepared to risk a substantial portion of my principal investment in order to achieve high returns or capital growth over a period of 5 years or more. By diversifying, your risk is spread out to different investments, allowing you to get potential high returns without taking additional risks. For Fixed Income investments, the Fund earns periodic interest payments until maturity. The Fund isNOT a DEPOSIT product and is not an obligation of, or guaranteed, or insured by the FundManager, and is not insured by the Philippine Deposit Insurance Corporation (PDIC). Answer: Mutual fund shares can be bought through the Certified Investment Solicitors (CIS), which are licensed by the SEC. The PSIF is suitable to investors who seek long term capital growth, or those who want to track the performance of the PSEi. With the help of BPI ExpressOnline, you can access your ALFM investment account anytime, anywhere. I have experience investing in mutual funds, UITFs, foreign currencies and direct invesment in listed stock and bonds. Due to thenature of the investments, yield and potential yields cannot be guaranteed. This product cannot be sold to you unless its benefits and risk have been thoroughly explained. 2. For Joint Accounts and/or Non-BPI Express Online Users: What to expect in the stock market in 2015, Fixed Income Market expected to trend up this year, Minimum Initial Investment/ Maintaining Balance, Minimum Transaction Amount/Minimum RSP Amount. The portfolio seeks to achieve protection ofprincipal through prevention of loss at all times. To achieve significant growth or capital appreciation over the medium to long term period. She is the ING-FINEX CFO of the Year awardee for the year 2008. He received the Global HR Excellence Award for HR Leadership in the Philippines from the World HR Congress. This website is estimated worth of $ 240.00 and have a daily income of around $ 1.00. Contact Nos. The ALFM Euro Bond Fund is ideal for investors who want attractive returns for their Euro funds. Mr. Bernardo is the current Chairman of the Funds. Get peace of mind knowing that only our professional fund managers with years of experience handle your money. There are flexible customization options and dozens of tools to help you understand where prices are headed. C. Submit the above-mentioned documents, to any BPI or BPI Family Savings Branch (depending on your branch of account) or to BPI Investment Management Inc. at 3/F, Insular Life Building, Ayala Ave. corner Paseo de Roxas St., Makati City, 1226. 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